25.2 C
Accra
Thursday, July 18, 2024

Health Insurance Benefits: 10 Companies That Offer Health Insurance For Part-Time Employees

10 Companies That Offer Health Insurance For Part-Time Employees

Are you a Part-time Employee looking for companies that offer health insurance for part-time employees? Well, this article focuses on 10 US companies that offer health insurance for part-time employees.

Working for a large employer often comes with the invaluable benefit of affordable and comprehensive health insurance. However, for part-time employees, securing health coverage can pose challenges. While some companies may extend partial benefits to long-term part-time staff, many provide no health insurance at all for this category of workers, presenting a significant hurdle for those reliant on part-time employment.

Eligibility for health insurance typically hinges on meeting specific hour requirements. For individuals balancing part-time work with the need for health coverage, here’s a compilation of reputable companies that offer health insurance for part-time employees.

Read Also: Auto Insurance Rates: How To Lower Auto Insurance Rates For Cheap Costs

Companies That Offer Health Insurance For Part-time Employees

1. Costco

Part-time employees at Costco are entitled to full benefits starting the first day of the second month following 450 eligible paid hours, except for Hawaii, where part-time employees are eligible the first day of the month after four weeks of service, during which they worked a minimum of 20 hours per week. Employees that are not eligible for benefits include the following:

√ Seasonal or utility employees, except in Hawaii
√ Limited or temporary part-time employees, except in Hawaii
√ Temporary employees or interns, also with the exception of Hawaii
Employees participating in the Costco college student retention program
The Costco health plan includes vision, dental, medical, disability, life and accident insurance, among others. It also includes a prescription drug program.

2. United Parcel Service (UPS)

United Parcel Services is one of the companies that offer health insurance for part-time employees. Eligible part-time UPS employees can participate in TeamstersCare coverage, which provides numerous benefits such as health insurance. To qualify, part-time UPS employees must work at least 225 hours, but no more than 400 hours, during a three-month eligibility determination period. Available part-time benefits include the following:

√ Medical care and hospitalization
√ Prescription drugs and pharmacy
√ Dental
Vision
√ Hearing
√ Behavioral health
√ Employee Assistance Program (EAP)
√ Weekly disability insurance, life insurance and accidental death and dismemberment insurance are not included in the UPS part-time employee benefits package.

3. Whole Foods

Whole Foods still offers health insurance to part-time employees. Part-time workers need to put in at least 30 hours per week to have access to health insurance. The cutoff is 20 hours per week, this means that going forward, fewer part-time Whole Foods employees will have access to health benefits.

4. REI

REI employees who average more than 20 hours of work per week qualify for the REI Flex Plan. REI covers the majority of the cost of this healthcare coverage plan for its employees, and it pays for the full cost of employees’ life and disability coverage. Additional coverages, such as orthodontia, vision care and long-term care are available for employee purchase. Those who work less than 20 hours and do not qualify for the REI Flex Plan are given guidance on how to navigate the external health insurance marketplace.

5. Staples

Staples is one of the companies that offer health insurance for part-time employees, it provides a wide array of benefits to its part-time workers after 90 days of working. Some of the coverage Staples provides to part-time employees includes the following:

√ Vision
√ Dental
Life
√ Dependent life
√ Accidental death
√ Short-term disability insurance

Part-time associates at Staples are also eligible to participate in the company’s 401(k) plan.

6. Starbucks

Starbucks is one of the companies that offer health insurance for part-time employees in the US. It offers its part-time employees a wide range of benefits. To qualify, hourly workers must put in at least 240 hours over a three-consecutive-month period. Upon qualification, part-time workers are entitled to the following benefits:

√Medical
√Dental
√Vision
√Life insurance
√Disability coverage
√Vacation pay
√Tuition reimbursement
√Employee assistance
√Adoption assistance

Benefits become available on the first day of the second month after meeting the qualification requirements.

7. Lowe’s

Lowe’s offers medical benefits to its part-time employees, but the health plan doesn’t cover hospital or surgical procedures. All regular full- and part-time employees at Lowe’s are entitled to benefits, which include dental and vision insurance, life and disability insurance, paid time off, flexible spending and health savings accounts, a 401(k) plan, education support program, an Employee Assistance Program, maternity and parental leave, adoption assistance and more.

8. JPMorgan Chase

JPMorgan Chase defines its part-time workers as those working at least 20 hours per week but fewer than 40. JPMorgan Chase part-time employees qualify for benefits on the first day of the month after they reach 60 days of employment with the firm. The JPMorgan Chase Medical Plan includes automatic enrollment in the prescription drug program and access to a Medical Reimbursement Account.

9. Activision Blizzard

Activision Blizzard provides benefits to its part-time employees, but you must work at least 30 hours per week, which is more than the 20 hours required by some other firms. Part-time employees are only eligible after six months of employment. Medical benefits include vision and dental. Additional benefits offered by the firm include life and disability insurance, a 401(k) plan, a 529 college savings plan and additional benefits, such as travel assistance, pet insurance and legal services.

Read Also: The Best Ways To Build Generational Wealth With Life Insurance

10. Aetna

Aetna provides benefits to its part-time employees who work between 20 and 39 hours per week. Aetna provides benefits across six broad categories:

Physical health
Emotional health
Financial security
Social connectedness
Purpose
Character strengths
Aetna’s benefits program lineup is extensive. In addition to the benefits most desired by employees, which include medical, dental, vision and a 401(k), Aetna also offers everything from life and disability insurance to paid time off, an employee tuition assistance program and various employee discounts.

Disclaimer
Read More From TalkFinance24

Rental Car Insurance: When And How To Use American Express Rental Car Insurance

Life Insurance Insights: Understanding The Difference Between Term Life And Whole Life Insurance Policy For Informed Financial Choices

Best Insurance Options For Job Loss: 6 Insurance Options That Can Help You Manage Job Loss

Thomas Goodmanhttps://www.talkfinance24.com
Thomas Goodman is a Degree Holder, a prolific Personal Finance writer and Expert. His work has been recognized by Millions of people round the world and the United States precisely. He has since over a decade, helped people to manage and gain full control over their finances through his adequate and concrete write-ups. His Goal is to inform and educate people worldwide on Personal Finance, Budgeting, Banking and Finance, Career Planning and Savings. He loves to Educate people to attain their financial freedom. Reach out to Him personally on [email protected]

Related Articles

Fully Funded || Women for Africa Foundation Learn Africa Scholarship Program 2024/2025 – Apply Now

Women for Africa Foundation Learn Africa Scholarship Program 2024/2025 for Young African Women Applications are currently being accepted for the Women for Africa Foundation Learn...

Fully Funded || Stanford University Knight-Hennessy Scholars Fellowship Program 2025 Cohort – Study In US

Stanford University Knight-Hennessy Scholars Fellowship Program 2025 Cohort The Knight-Hennessy Scholars program annually identifies a group of up to 100 high-achieving students worldwide, demonstrating leadership...

Fully Funded || University of Western Australia Global Excellence Scholarship 2024 – Apply Now

University of Western Australia Global Excellence Scholarship 2024 The University of Western Australia Global Excellence Scholarship Program 2024 presents an enticing opportunity for students worldwide...

LEAVE A REPLY

Please enter your comment!
Please enter your name here

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Stay Connected

0FansLike
2,815FollowersFollow
0SubscribersSubscribe
- Advertisement -

Latest Articles

Fully Funded || Women for Africa Foundation Learn Africa Scholarship Program 2024/2025 – Apply Now

Women for Africa Foundation Learn Africa Scholarship Program 2024/2025 for Young African Women Applications are currently being accepted for the Women for Africa Foundation Learn...

Fully Funded || Stanford University Knight-Hennessy Scholars Fellowship Program 2025 Cohort – Study In US

Stanford University Knight-Hennessy Scholars Fellowship Program 2025 Cohort The Knight-Hennessy Scholars program annually identifies a group of up to 100 high-achieving students worldwide, demonstrating leadership...

Fully Funded || University of Western Australia Global Excellence Scholarship 2024 – Apply Now

University of Western Australia Global Excellence Scholarship 2024 The University of Western Australia Global Excellence Scholarship Program 2024 presents an enticing opportunity for students worldwide...

Griffith University Scholarships 2024 In Australia |Fully Funded

Griffith University Scholarships 2024 In Australia |Fully Funded Are you looking to pursue higher education in Australia? Explore the enticing opportunities offered by Griffith University...

Fully Funded | Google Generation Scholarship 2024 – Apply Now

Generation Google Scholarship 2024/2025 Looking for a scholarship to support your studies? The Generation Google Scholarship might be the answer. Build your future with Google's...