MTN MoMo: How To Make Money With MTN Mobile Money

How to make money with MTN mobile money

How To Make Money With MTN Mobile Money

If you’re looking for how to make money with MTN Mobile Money, you can explore various avenues. One option is to offer services or products and accept payments through the platform. Additionally, you can engage in mobile money agent services, facilitating transactions for others and earning commissions. Exploring partnerships with local businesses for mobile payments can also be lucrative. Stay updated on MTN Mobile Money promotions and incentives to maximize your earnings. There are various ways on how to make money with MTN Mobile Money and are listed below.

Read Also: Top Online Jobs That Pays Instantly Through Mobile Money

How To make Money With MTN Mobile Money

1. Mobile Money Agent

Become an authorized Mobile Money agent, providing services like cash-in, cash-out, and transfers for users in your community. As a Mobile Money Agent with MTN, you can earn money through commissions on transactions. This includes services like cash deposits, withdrawals, money transfers, and bill payments. The more transactions you facilitate, the more commissions you can earn. Additionally, you may receive incentives or bonuses based on your performance and the number of customers you bring in. It’s essential to promote your services and provide excellent customer service to attract and retain clients, contributing to increased transactions and, subsequently, higher earnings.

2. Merchant Services

Offer Mobile Money as a payment option for your business, making it convenient for customers to make transactions and monetize MTN Merchant

How to make money with MTN mobile money? Well, MTN Merchant Services can enable you to make money through various means.

•Payment Processing Fees

If you offer goods or services, you can charge customers and use MTN Merchant Services to process their payments, earning revenue through transaction fees.

•Integration Services

If you have technical skills, you can provide integration services for businesses looking to connect MTN Merchant Services with their platforms or websites.


Offer consulting services to businesses to help them optimize their payment processes using MTN Merchant Services.

•Referral Programs

Explore any referral programs or partnerships that MTN Merchant Services might offer, earning commissions for bringing in new clients.

•Value-Added Services

Develop additional services or tools that complement MTN Merchant Services, providing added value to businesses and charging for those services.

3. Freelance Services

Provide services such as mobile money transfers, bill payments, and airtime top-ups for individuals who may not have access to Mobile Money.

4. Mobile Money Apps

Develop or partner with developers to create apps that enhance the Mobile Money experience, attracting users and generating revenue. You can also earn data bundles through referral on the NewMyMTN app. Here’s how to go about it.

•Download the MTN App

Ensure you have the MTN app installed on your device.


Create an account or log in to your existing MTN account within the app.

•Locate Referral Section

Look for a referral or invite friends section within the app. It might be in the menu or settings.

•Generate Referral Code or Link

Generate your unique referral code or link provided by the app.

•Share Widely

Share your referral code or link with friends, family, and social networks.

•Explain Benefits

Clearly explain the benefits of using the MTN app through your referral, whether it’s discounts, bonuses, or other perks.

•Encourage Usage

Encourage those you refer to actively use the MTN app for transactions or other services.

•Earn Rewards

As your referrals use the app, you should earn rewards, which could be in the form of discounts, data bundles, cash, or other incentives.

•Promote Continuously

Continue promoting your referral code to reach a wider audience and maximize your earnings.

5.Educational Services

Offer training or workshops to educate people on how to use Mobile Money effectively, charging a fee for your expertise. Consider below for the steps below to enlighten you on how to make money with MTN mobile money.

To earn money on MTN offering educational services, you can offer the following.

•Content Creation

Develop educational content such as online courses, tutorials, or study materials that cater to the needs of your target audience.

•Online Tutoring

Offer virtual tutoring sessions through platforms supported by MTN. This can include one-on-one sessions or group classes.

•Mobile Apps

Create educational apps that can be accessed through MTN’s network, providing users with interactive and engaging learning experiences.

•Subscription Services

Offer premium educational content on a subscription basis. Users can pay a recurring fee to access exclusive materials or services.

•Collaborate with MTN Services

Partner with MTN to integrate your educational services into their existing platforms, reaching a broader audience through their network.

•SMS or USSD Services

Develop educational services that can be accessed through SMS or USSD (Unstructured Supplementary Service Data) on mobile phones, making it accessible to a wider range of users.

•Promotions and Marketing

Utilize MTN’s marketing channels to promote your educational services, reaching a larger audience and increasing your revenue potential

Read Also: 8 Easy-To-Use Best Mobile Banking Apps In Ghana With Best Offers


To make money with MTN Mobile Money, consider offering services like mobile banking, facilitating transactions, or providing financial consultations. Explore partnerships with businesses to facilitate secure transactions through the platform, creating a revenue stream. Additionally, stay informed about the latest features and updates in the mobile money ecosystem to adapt and capitalize on emerging opportunities.

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By Thomas Goodman

Thomas Goodman is a Degree Holder, a prolific Personal Finance writer and Expert. His work has been recognized by Millions of people round the world and the United States precisely. He has since over a decade, helped people to manage and gain full control over their finances through his adequate and concrete write-ups. His Goal is to inform and educate people worldwide on Personal Finance, Budgeting, Banking and Finance, Career Planning and Savings. He loves to Educate people to attain their financial freedom. Reach out to Him personally on [email protected]

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